Quote:
Originally Posted by Cowboy89
That's not really a long time horizon in equities. There have been 'lost decades' in markets past. For long term investors (ie it you measure your time period before needing the cash in decades), then sure buy the dips, time in market> timing the market. But if you actually need the cash in a time period measured in months (even if it's 12-18 months), you might want to revisit how much risk you're taking on in the market (especially with this macroeconomic backdrop) relative to being able to fund your goals.
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Agreed on this - 1.5 years is very short for equities. There is a reason why planning into retirement your change to weighting to bonds starts 10 years out if not earlier.