Everytime this topic comes up, 99% of the time it's TD that is the culprit. Can't believe people still use them. I have been preaching about Intact recently. Last year switched over from Aviva to Intact with my broker and saved $600 combined. That is with 2 claims on my file since 2019. I just laugh when I hear people tell horror stories about TD. How anyone can stick with them blows my mind. They were my very first insurance company I ever used back in the early 00s and they were #### back then and are #### now.
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