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Originally Posted by Ironhorse
I finally ditched TD Meloche last year for similar reasons. Couldn't get screwed any worse by those aholes. Ended up going with the Personal for a lot less, and they have a special rate for professional associations also.
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Thanks IH. I looked at them online too and have set up an appointment. The "good" thing about TDMeloche is how online you can drill down through all the separate line items and premiums. I discovered some premiums that seem to have crept into there, and some unexpected large/unnecessary ones such as a "$3 Million Solution"... which we certainly don't need I don't think... not for $2100/yr their description being:
Your $3 MILLION SOLUTION® is a single flexible coverage amount of $3 million that gives you the financial flexibility to ensure you have enough coverage to help get your life back to normal, in the event of a claim. Here's what it includes coverage for.
- Your home, as well as any outbuildings or detached structures on your property (e.g. backyard shed, detached garage, etc.)
- Your belongings that are located in your home, as well as some of your belongings located in other outbuildings or detached structures on your property
- Additional living expenses, if you need to temporarily move out of your home while it is being repaired or rebuilt due to a loss that's covered by your policy
- Temporary off-site storage, if your home is damaged and you need to take your belongings out of your home
- Debris removal, emergency clean-up costs and decontamination services
- Rebuilding expenses associated with new by-laws