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Old 02-12-2025, 04:20 PM   #14
Bill Bumface
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I've been through this a few times before, largely echoing what others have already said, but it depends on your risk tolerance and trust of the seller. You a few paths:

1. Wait for them to produce proof that the lien has been released, and possibly confirm this for yourself if you're worried they forged it.

2. Go to the bank with them and watch them pay the loan off.

3. Get them to show you receipt for paying off the loan and a loan statement showing that the amounts line up.

In sales where people have been using their work email address to communicate or have been showing the vehicle at their private residence, I get a lot more trusting. With the bill of sale you should have a copy of their ID etc. as well. If you can be fairly certain they aren't using a fake identity on you, that's a good start.
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