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Old 01-22-2025, 11:37 AM   #623
Wormius
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Join Date: Feb 2011
Location: Somewhere down the crazy river.
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Originally Posted by Winsor_Pilates View Post
Thanks.
My research was leading me towards this too. 4% up to $25,000 (grocery/bills/subscriptions) spend per year, so much better than the BMO at 5% capped at $6000.

I'll get the full $1000 back (4% of 25K) on that portion alone based on our family spending.
Plus 2% on gas and 1% on other; so the annual fee is easily justified.

That’s what I have noticed about most of the other ones are capped after an enticing introductory rate. We have a bunch of recurring bills too on there too which is nice. Also some of the benefits for travel and mobile device warranties are pretty good.
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