Quote:
Originally Posted by woob
At some point, the government has to step up and modernize building codes based on changing weather patterns. If you start getting major billion dollar hail events every year, insurers are going to start telling people to pound sand on hail coverage. Or it gets really expensive. So then the calculation becomes, do I pay for really expensive hail insurance or do I modernize my building envelope, so that the likely hood of my entire envelope being obliterated is much much lower. It's asinine to me that our building codes still allow vinyl siding.
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I agree. But then it becomes political, the government is making houses more expensive!