Quote:
Originally Posted by nfotiu
I'm not really buying that if you are saying if you had a good employer based health care plan. A good plan will have an annual out of pocket limit in the 3-4000 range, no upper limit, and limited requirements for pre-approvals. What plan are you comparing it to?
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As I said, at the time. I did some looking after talking to my wife, and found laws have changed since then. So huge quote disclaimer, this is old old info
Quote:
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One consequence is that terminating disabled workers—which can end their medical coverage under the employer’s plan—has become an increasingly common practice in recent years. In fact, a study released last year by Mercer Human Resource Consulting found that about half of U.S. firms terminate employees either as soon as they go on long-term disability status or at a set time thereafter.
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https://www.shrm.org/mena/topics-too...ees-disability
So they would have fired her long before real treatments and expensive procedures started. And with a 20% co pay at the time, a newly married couple with student loans, and before GoFundMe, we wouldn't have made it a month in costs. The whole thing was a long shot here anyway, so there we would have just made peace with it then and let her go.
I guess I honestly don't know what it is like now for that stuff.