[Sylvanfan]

My Dad died suddenly at 67 while he was still working albeit in a less than full time role. His parents both died young and he came from a large and poor farm family. He never really worried about saving for retirement. So he had the attitude of I'll play a round of golf today and not worry about it.

I'm quite the opposite. I'd like to play more golf, or get back into playing hockey, maybe even skiing. But I don't because I worry that that $100 should be saved to buy soup when I'm 85 and starving on the streets.