View Single Post
Old 12-15-2024, 03:18 PM   #752
Brupal
Backup Goalie
 
Join Date: Sep 2013
Exp:
Default

A contribution to a First Home Savings Account gets the adult a tax deduction but the account is designed to help fund their first home.

Any time YOU take money out of your own RRSP you will pay tax at your own highest tax rate, so not optimal to give to your child. But if you have surplus non-registered funds you could let them use it for the FHSA, or to contribute to their own TFSA.

https://www.canada.ca/en/revenue-age...s-account.html
Brupal is online now   Reply With Quote
The Following User Says Thank You to Brupal For This Useful Post: