Quote:
Originally Posted by Erick Estrada
This is the way to go and everyone should have this as some car dealers ask for it when they give you a loaner and it's good for those occasions you may be driving a sibling or friends vehicle.
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Yep. Lots of people and places still call it the car rental insurance clause which is incorrect. SEF27 is surprising powerful as a back up plan.
My parents, brother and I still borrow each other's vehicles with relative frequency (dozen times a year or so). So our insurance guy said to get this for that specific reason. Otherwise, the parent company could try to not pay out if there was an accident, because we should have been listed as secondary drivers on the policies for those vehicles as someone who relatively regularly drove them. SEF27 was cheaper and easier to do than secondary drivers/risking no coverage.