Quote:
Originally Posted by Wormius
So after our unfortunate rear-ending by a Ram (pretty sure it wasn't Nufy), we managed to snag a Rav4 Prime.
Coming from the an old car where we could replace the windshield for about $200, to something with more tech in everything, are things like rock chip repairs more complicated? I have just been comparing Toyota's window replacement program, with just going through insurance if the damage warrants a replacement. I think Toyota's programs is $!700 for 7 years with 4 replacements within that time. We replaced our old windshield twice within 13 years, but it was in really bad shape. If I add a restriction to glass replacement on my insurance it drops the premium by about $27 per year with a $500 deductible.
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Get a glass shop to quote you a replacement on your windshield and see what it would cost.
Some cars still have the option of cheap windshields, but things like heated front screens, solar-attenuated glass, and integrated camera systems increase the cost of the windshield considerably. Considering my windshields will cost between $2,000-$3,000 out-of-pocket not including the installation cost, I’ve personally stopped waiving glass coverage as the savings aren’t justifying the risk. I don’t know about your RAV4, but anyone with a sunroof or panoramic glass roof (as is becoming quite common) should
not be waiving glass coverage, as that also means your glass roof will not be covered, and replacing one of those will hurt the pocketbook BADLY. I’ve heard of them shattering without warning in seemingly innocuous circumstances.