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Old 10-11-2024, 09:38 AM   #88
Paulie Walnuts
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Join Date: Sep 2022
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Quote:
Originally Posted by Bill Bumface View Post
I moved most things to WealthSimple, but I realize that keeping a big bank account is still a necessity for some things.

Does any big bank have a zero fee chequing account that is reasonable to largely keep empty? BMO makes me pay something like $6 a month for the pleasure.
When I was with the bank, we had a low fee account and a "savings" account that was free that gave you 2 transactions.

Most banks you will end up paying fees, unless you keep a certain balance in the account. That amount keeps going up. Last time I looked it was $5000; you get the account for free.

It is also important to note that balance has to be the closing balance daily, you can't go to 4999.99, you will get charged the full fee for that.
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