Quote:
Originally Posted by Alana Flames
A couple years back I got rear-ended by a motorcycle. He told me he'd pay the damages out of his pocket. next thing I know, HE'S filed a claim on MY insurance, and by the time I find out about it, not only has the file closed that it's MY fault, but he's also claimed injury. So my insurance went way up for an accident I wasn't even at fault for, because this guy was a greesy dirtbag. Anyways the moral here is to wathc out for your own assets and interests.... don't let this guy scare you off by telling you you ran a red. You clearly know you turned on a green. Also, not giving you his information is illegal! even if you WERE at fault, both insurance companies become involved in order to settle it. It really sounds like he knows he's at fault, or doesn't have insurance. why else would he be such an ass if here isn't even damage to his truck? Don't back down, and stick to your guns. If you think he's called insurance you will definatly want to talk to them yourself to give them your side. If he hasn't, talk to him and try to not go through insurance (anything under 3000 you're better of paying it yourself).
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Don't give anyone the benefit of the doubt when in an accident situation. Fight them back with as much agression as they fight on you. According to a buddy who works for the province regarding documentation that close to 40% of cars on the road do not have adaqute documentation (ie correct address on registration, insurance etc,) If this guy falls in that category he'll try to bully you into not going after him.