I went through a write-off 18 months ago. It was in an accident and not considered safe to drive anymore because the frame was bent.... maybe it could have been fixed and re-enforced but... I didn't know how the process worked since it was my first time ever dealing with a claim. They made me an offer and I jumped all over it because I was getting about $2K more than what I bought the car for 8 or 9 years prior. The problem is that I didn't know the car market or that I could have tried to get them to give me more. I had a nice enough down payment to buy a newer vehicle but it would have been nice to get more so I could make the monthly payments less!
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