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Old 09-05-2024, 01:07 PM   #2233
puckedoff
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Quote:
Originally Posted by DoubleF View Post
I have to renew by the end of November, so I'm hoping that I can wait a little longer and sneak in that extra quarter point expected in October.
Are you going Variable? If not it doesn't really matter on the timing of your renewal vs. the October rate decision.

If you are going fixed, you want the BoC to hike rates to 10% before your renewal, which will crush the bond market's inflation expectations and get you a nice 5 year rate (and a likely recession).
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