I cancelled my monitored alarm and have been using Ring with HomeKit for Apple Home integration. It's worked largely flawlessly, and you have the option to pay for a monitoring subscription if you're ever on a big trip or something.
That said, I think Ring nerfed a bunch of the self-monitoring functionality if you didn't buy your system before a certain date when they changed everything. At least they didn't screw over past owners, as other companies have engaged in those tactics as well.
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