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I think as long as one goes in with an open mind and are honest there'll be the best chance of getting something beneficial out of therapy. Even if at first it's just to discuss what one could possibly get out of it. I think anyone could benefit to some degree at any time, though it's always of question of benefit vs cost (in time, effort, money, etc).

For me at the time it gave me a number of tools to get out of the loop I was in. As mentioned therapy isn't going to change the reality one is facing, but I think it can help how reality is faced and how that reality impacts a person. Sometimes it takes another perspective or even help on how to gain that perspective to change how we evaluate things or make decisions or feel about things.

I'm also the kind of person that plans out all permutations and combinations of possibilities in advance, but I'm also NOT one to be proactive about many things, and for me the therapy was good in that it threw a little accountability into the mix which for me helped. That can vary for people as some people have some quality support relationships in their lives while others less so.