Long time ago and I don’t recall where I heard it or from whom but I read that everyone falls between 48-52% on the “luck scale.” I made up that term because I don’t know if but has a name. The theory is that 52% is exceedingly lucky and 48% is exceedingly unlucky. Anyone heard this?
I believe that we make our own luck (or misfortune) with our decisions. Good decisions create good results and bad decisions create a bad result. My life is great because of good decisions. My brother has the opposite life because of many sh1tty decisions. Marry well, get a good education, choose a good, well paying, fulfilling career, work hard at it, raise children well, etc. and you’ll do well. I absolutely believe this. When I was a financial planner I preached this to clients.
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