One thing to consider is increasing your diversification. The US market has been killing it for the last 10-15 years so it seems logical to go 100% into it, but that's really just recency bias. There have been long periods where the US market has performed poorly relative to other markets, and at this point the S&P 500 is heavily weighted to a few tech giants, so if they struggle then the whole market will.
Personally I'm heavily invested in the US, but I do devote about 20-25% of my equity investments to non-US stuff (mix of Canada, developed non-NA markets, and emerging markets). We all assume the US will continue to dominate economically, but that's far from a given. And at the current price-to-earnings ratio for the S&P 500, they really do need to continue to dominate to justify the current valuations.
|