Quote:
Originally Posted by Zary's-Mustache
Yes but then why have it this way? I think it's purposely made like this so people pick one, forget about it and pay more. Why else would it be like this? I'm honestly curious because I don't know if other provinces or countries do it like this.
I just don't see why we can't just have one rate.
|
It's like mortgages. You can choose, based on your risk tolerance. One gives you a guarantee, one can go up or down. You pick.
Having one rate means you don't get to make that decision for yourself.