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Derek Sutton · 04-21-2024, 08:33 PM

To add to my rant above: We have changed a few things over the years, the first was cutting down on eating out, we use to go out every Friday for dinner with another couple, this basically ended during Covid and have since just took turns hosting one another for dinner on Friday nights and cook for each other (odd time we will order pizza/ Chinese in). We rarely eat out, like once every couple of months is it. And when we do, we never order more than one drink. I had to go into work yesterday and thought since it was a Saturday I’d treat myself and order some through Skip the dishes for lunch. I was shocked when I went to order from Popeyes and a Chicken Sandwich was going to be $26 delivered, like $16 for the combo, plus $3 delivery plus tip for the driver plus GST. I was able to leave by 1:00b so I ate when I got home.

I’m taking this year off from golf league. The cost for league itself is around $400 so not expensive but then you add a cart ($10) couple beers ($15), 50/50 and birdie pot ($10) you are now at $35/ night PLUS the $400. Instead the wife and I plan to go play disc golf on Thursday nights with some friends, which cost nothing (and you just pack your own beer).

Just today we canceled a planned trip over Canada Day long weekend to see George Strait in Salt Lake City due to cost. Tickets($800) gas ($600) and hotels ($600) were going to be $2000 for a Friday to Monday trip. The exchange rate is terrible which added to these costs. I know first world problems… But even though we could afford it, we decided it’d be crazy to spend that and we can do something much better with that money. My cousin who lives there is taking the tickets and will have no problem getting face value for them for us.

Pretty well since we’ve been married (over 20 years now), we have only ever “lived” off one income and saved the other income (divided into retirement and vehicle/ vacation/ renovation, mortgage pay down). Less than a year into our marriage my wife was out of work for nearly a year and we learned quickly how to budget. This helped with my own job loss in 2016 and of course a Covid lay off in 2020.

04-21-2024, 08:33 PM	#388
Derek Sutton First Line Centre Join Date: Nov 2010 Location: Sunnyvale Exp:	To add to my rant above: We have changed a few things over the years, the first was cutting down on eating out, we use to go out every Friday for dinner with another couple, this basically ended during Covid and have since just took turns hosting one another for dinner on Friday nights and cook for each other (odd time we will order pizza/ Chinese in). We rarely eat out, like once every couple of months is it. And when we do, we never order more than one drink. I had to go into work yesterday and thought since it was a Saturday I’d treat myself and order some through Skip the dishes for lunch. I was shocked when I went to order from Popeyes and a Chicken Sandwich was going to be $26 delivered, like $16 for the combo, plus $3 delivery plus tip for the driver plus GST. I was able to leave by 1:00b so I ate when I got home. I’m taking this year off from golf league. The cost for league itself is around $400 so not expensive but then you add a cart ($10) couple beers ($15), 50/50 and birdie pot ($10) you are now at $35/ night PLUS the $400. Instead the wife and I plan to go play disc golf on Thursday nights with some friends, which cost nothing (and you just pack your own beer). Just today we canceled a planned trip over Canada Day long weekend to see George Strait in Salt Lake City due to cost. Tickets($800) gas ($600) and hotels ($600) were going to be $2000 for a Friday to Monday trip. The exchange rate is terrible which added to these costs. I know first world problems… But even though we could afford it, we decided it’d be crazy to spend that and we can do something much better with that money. My cousin who lives there is taking the tickets and will have no problem getting face value for them for us. Pretty well since we’ve been married (over 20 years now), we have only ever “lived” off one income and saved the other income (divided into retirement and vehicle/ vacation/ renovation, mortgage pay down). Less than a year into our marriage my wife was out of work for nearly a year and we learned quickly how to budget. This helped with my own job loss in 2016 and of course a Covid lay off in 2020. __________________ The only thing better then a glass of beer is tea with Ms McGill Last edited by Derek Sutton; 04-21-2024 at 09:16 PM.