Quote:
Originally Posted by V
I don’t want to derail the pylon pile-on, but on another note, I find it very interesting how offensive it seems to be to even bring up the idea of budgeting or cost management in this thread. It really shouldn’t be. To repeat Pepsi, if nothing else, budgeting provides incredible peace of mind. And secondly, while I appreciate folks believe they should be entitled to live a certain lifestyle if they work in a certain job, the simple fact is that sometimes you’re not, and cost management can open a lot of opportunities to make free money simply by cutting costs that are lower priority than others. Anyways, sorry if I offended, but I do like to evangelize budgeting, as offensive as it may be.
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Cost management has a defined upside (I.e. if somehow you found a way to eliminate all of your expenses to $0 you are limited to only being ahead by what you spend.) Focusing instead on making more money has unlimited potential upside. Not saying you should spend like crazy and be grossly negligent in how you spend money, but rather there's a diminishing return to cost management where at a point, effort would be be spent more on upscaling your skills, finding new income sources, etc.
Also for many Canadians it's a revenue problem. Collectively right now objectively things are much less affordable than they used to be.