We’ve had to cut back on a few niceties, and we still need to cut back on a few more to get back to saving some money. We have to two young kids, so it is hard to get ahead.
Some of the extra stuff like a summer vacation in BC has gotten so expensive that it has pretty much priced us out unless we plan way in advance.
Cars are an annoying one. Wife and I both drive older, reliable cars that we bought used and paid in full up front. The used market is so crazy now that I’m not sure how I’ll get my next car. To get a small SUV to haul kids around that is in decent shape with low-ish KMs is like 25k.
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