Quote:
Originally Posted by chemgear
That's a lot of prime rib and lobsters.
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Lol- virtually none... my wife and I are pretty efficient. We do one costco trip beginning of month and one superstore mid month to basically just restock veggies/fruit and odd items.
Total grocery/home product/ pet food bill over a month is roughly 1200 for our family of 4.
Yeah, I agree Pepsi. The anxiety reduction is the biggest benefit of budgeting for sure. It was the main reason I started doing it, and I am glad I got into the habit. My wife and I go so far as to record individual purchases in a spreadsheet of spending categories- it is a small bit of extra work, but once you get used to it its a great tool for not spending over in categories and just being cognizant each time you spend money.
The other benefit of the budgeting though is that it allows you to get real with yourself. It's easy to let small purchases add up, but when you confront them with the realization that you spent $400 on starbucks in a month you change your mindset pretty quick in my experience.
Also, you're damn right. My wife and I spend a lot of time talking about how grateful we are to be in our position, and that also helps us feel good instead of filling that void with capitalism... Though that is sometimes an easy way to fill that void lol.