Calgarypuck Forums - The Unofficial Calgary Flames Fan Community - View Single Post - How is everyone dealing with their finances in this economy?

DoubleF · 04-17-2024, 12:45 AM

I get what OP is saying. Feeling like I could be careless with my finances on occasion and be completely fine to going to scrutinizing the money I spent and still feeling like I live pay cheque to pay cheque sucks. Kids also amplified the finance strain a ton as well.

I had to totally change the way I looked at finances just to stay calm and ensure life didn't feel so hopeless.

Mortgage is a forced savings. Principal and equity is my money. My rainy day fund can't be idle cash and investments anymore. It's a HELOC or LOC.

I also refocused my finances. 10 years left on my mortgage. Short term pain, long term gain. Unlocking the mortgage cash flow will be huge.

04-17-2024, 12:45 AM	#87
DoubleF Franchise Player Join Date: Apr 2014 Exp:	I get what OP is saying. Feeling like I could be careless with my finances on occasion and be completely fine to going to scrutinizing the money I spent and still feeling like I live pay cheque to pay cheque sucks. Kids also amplified the finance strain a ton as well. I had to totally change the way I looked at finances just to stay calm and ensure life didn't feel so hopeless. Mortgage is a forced savings. Principal and equity is my money. My rainy day fund can't be idle cash and investments anymore. It's a HELOC or LOC. I also refocused my finances. 10 years left on my mortgage. Short term pain, long term gain. Unlocking the mortgage cash flow will be huge.