because we have 2 jobs and a side hustle running in our house, bring in a fair amount more money than OP. Two tween kids. Roughly $350K in household debt currently on a 14 year amortization schedule.
Money goes out a hell of a lot faster than it seems to come in. Not Gravely panicked about it right now. We have pension matching, so there is a fair amount going into retirement savings. Expect to own our house outright and be empty nesters in our late 40s, should give us the opportunity to basically do what we want.
We'll probably look at a sideways move to a nicer/smaller property situation. possibly buy some vacation property to amortize at our planned retirement age, probably travel a lot more than we have from our mid 20s to late 30s once we don't have kids in the way and expensive sports team fees...
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