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Old 04-16-2024, 09:02 AM   #11757
Firebot
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Join Date: Jul 2011
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Quote:
Originally Posted by Winsor_Pilates View Post
I've read this a few times on CP. Any source to private equity firms buying up all the housing?
It's been a fairly recent socialist talking point found in echo chamber subreddits like canadahousing. It has gained ground as a talking point as it became more prevalent and noticeable in the US, but there has been little indication that this is an actual problem in Canada at this time.

https://www.cbc.ca/news/business/rea...sing-1.6538087

Quote:
Lack of Canadian data
The scale of current institutional ownership over Canadian housing is unclear, but analysts believe it's far lower than in the U.S. and generally a minor cause of the rapid rise in home prices this country has seen over the last decade.
A few years ago it was all about vacancy taxes and foreign buyer tax and bans, which of course did absolutely nothing to curb housing prices as they are red herrings.

https://www.cmhc-schl.gc.ca/professi...-canadians-act

https://www.cbc.ca/news/canada/briti...lity-1.7058154

It's much more socially acceptable to hate on private firms and out of country buyers, than pointing out government policies such as bringing 1.2 million immigrants in a country in a year and the impact it would have on housing. Add to this high interest rates causing housing construction to go down at the same time after a few years of unchecked historically low rates causing a buying frenzy on top of an already frothy market and you have a manufactured affordability and housing crisis.

Private equity firms is simply the new socially hip thing to hate on as they can no longer hate on foreign buyers (the whole ban thing).

I can tell you one thing, the new government policy changes to allow 30 year amortization mortgages back for first time home owners is only going to exacerbate the crisis.
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