I think that a simple solution is that in the playoffs, a team needs to be cap compliant. When a players is cleared from an injury, in order to return players from the roster must be made ineligible to play for the remainder of the playoffs.
There would not be an punishment, other than forcing roster players to finish their season early and have to watch from the sideline. This would also remove player incentive to want to participate in cap circumvention.
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