[Johnny199r]

9 years after I initially made this post, how is everyone doing?

I'm still on track and doing well despite separating from my spouse of 12 years recently (no kids made that easier, as well as no house to sell).

In the last year or so I've managed to get my boss, a couple of friends as well and sister and brother in law into the world of index investing and TFSAs and RRSPs through Wealthsimple.

When I was recently visiting my sister and brother in law, they showed me their work RRSP plans and they were horrific. They were also clueless about investing in general (despite having very good incomes). They were basically on track to have nothing for retirement aside from their house. They are now getting on track.

I always thought that it was only lower income people that had trouble saving for retirement, but I've learned that's not remotely true. I've had lunch with several fellow lawyers who have told me they don't save a cent.

For anyone thinking about taking control of their finances, the best time to start is now!