The problem is if you get screwed over by a bad investment advisor you are very fortunate to even get a sliver of your money back. I've learned there are very little protections when your advisor(and agency) go rouge. The deck is heavily stacked in their favour.
FWIW I moved everything to Questrade and have 3 year returns of 6.5 and 9%(depending on risk profile) and 1 year of 14.7 and 20.6 on their robo-advisor platforms. Good enough for me. I'll be interested to see how they handle downturns.
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