I think it's prudent to work with a financial advisor, as your wealth increases. However, I also think it's important to develop your own investing expertise along the way. Many people spend enormous amounts of time and energy developing their skill set in order to make money, and spend very little time learning how to invest the money they earn. A good example are many of the highly skilled professionals who generally earn more than the average person, e.g. doctors. dentists, engineers, etc.
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