Right, I'm saying you don't get a full year's value out of them because they're only on your car for at most 7 months of the year. 7/12 is 0.583. $120 divided by .583 is $205. I think I might have done the 7/12 part twice though when I got to $1.47. But yeah, point remains, despite the irony of me calling people dumb and then doing questionable math.
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