Quote:
Originally Posted by undercoverbrother
that's sad.
To be clear, I'll work in retirement but it will be at something I like (#### I hope it is)
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I think that this is increasingly common and retirement is harder than people think. First, you have to find something to do for an awful lot of your time. I know people have hobbies, and things they like doing, but most of us don't do those things for 40 hours a week. (Posting on CP doesn't count!)
Second, you've been saving money and watching that account grow, and psychologically starting to spend that is really difficult. You can tolerate some dips and such when you're in the accumulation phase, but decumulation is a whole other story.
And last (to keep this short), people need a reason to get up everyday. Think really hard about what you're retiring to, and not just what you're retiring from. You need a purpose. You're not just going to watch TV and "chill" for your retirement, I hope, because that's a death sentence.