I'm still a beginner and I stayed away from the everything-included package deals. You get what you pay for with those: A cheap log that never stays in tune. If the thing doesn't sound decent, you'll be frustrated and maybe not as inclined to practise. They also hold little resale value if you decide to upgrade in th future.
You get a quality guitar on a budget, even going the used route. You can always add the bag, stand, etc. down the road.
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