Something that may help is to have the govenment start to build appartment buildings. THen they can rent them out to low income people. When is the last time that you saw an appartment building being built? THere are lots of houses being built but that helps one family. For the space of 3 or 4 houses you can build about 30 or 40 appartments.
I know this may not be beneficial for private sector but the government could do it.
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