Looking for some advice on this...
I'm switching home insurance providers. The big question I have is about hail coverage. It's literally more than half of the monthly cost of the policy, with a $5000 deductible. I live in Montgomery - we get hail, but it's not anywhere near as bad as some places in the deep south or far NW, and in my years of living there there has never been a hailstorm anywhere near bad enough that I'm worried about hail damage to my house (built less than 10 years ago, with stucco siding).
So, my question is... do I skip that coverage, or is that a really stupid idea?
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