Quote:
Originally Posted by PepsiFree
You should have the 4th kid, because it’s unlikely you’ll get a government pension at this point and having 4 kids increases the chances that you’ll have a child successful enough to take care of you.
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Because having children is a great way to save money? You're far more likely to have a child that will mooch off you for the next 30 years then your are to have one that will support you. Not to mention keeping your partner out of the workforce for the next 12-18 months.
I know you're probably joking.... But for anyone who just had a kid, the financials of it are a real sore point.
My advice would be not to have a fourth kid. You get degrees of freedom as the kids you gave her older. You'd be restarting the process. You're older and have less energy now. In ten years, that'll be way worse.