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Old 08-25-2023, 03:46 PM   #1804
Yoho
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Join Date: Jul 2012
Location: North America
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Quote:
Originally Posted by blankall View Post
I actually don't think longer amortizations are a problem right now. In fact,
I'd argue they are a great way to deal with the current mess. Clearly longer amortizations have financial downsides. However, it's a much better option defaulting or not being able to buy at all and renting your entire life.

The analyses around longer mortgage rates and extra interest paid never seem to properly take into account the effects of inflation or the actual extra capital you are accumulating.
These were some of the first steps taken in 2008 in the US before the job market tanked.

https://www.nytimes.com/2009/01/09/b....19232394.html

Last edited by Yoho; 08-25-2023 at 03:48 PM.
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