Start by quickly checking if your wife's work or you have residual benefits.
If you or wife have a professional designation, check to see if there are benefits that come with the dues you pay each year.
Distress centre is a good place as well. Doesn't cost extra.
Agreed with others that therapists aren't for everyone. You either need to shop around, or take notes on the topics they are encroaching on (ask if needed) and then do the research on it yourself to delve deeper and at your own pace than the sessions can afford.
For some people, the sessions are obviously stupid. But they pick up on latent items through out the session and they notice that there is overall improvement while doing therapy sessions.
You got this!
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