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Old 08-03-2023, 06:40 AM   #7577
Slava
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Join Date: Dec 2006
Location: Calgary, Alberta
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Quote:
Originally Posted by CliffFletcher View Post
Maybe that’s something that needs to change. Maybe people need to recognize that if we treat our home like an investment to leverage, our kids won’t be able to afford to buy their own home without $100k+ from the bank of mom and dad.
It's not treating it as an investment, per se. It's that if you want to start a business and need cash to do so, a house is a good place to borrow it. Banks aren't keen on lending to these kinds of enterprises. It's not without its risks and issues, but it's generally more plausible than financing through an institution and it's also cheaper than unsecured financing.
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