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Old 07-26-2023, 01:11 PM   #13726
opendoor
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Quote:
Originally Posted by Fuzz View Post
Perhaps reclaiming it through death taxation would work well? If you claim OAS and die with assets(over a certain amount), the government reclaims all OAS payments at your death. If you don't want that, you can opt out of the payments.
Yeah, that's what Medicaid does sometimes in the US.

Though it would require changing how a lot of things work in Canada, as otherwise people could just liquidate their assets and transfer them to whoever before they die. So we'd need to have some kind of gift tax, which is normally also tied in with estate taxes (gifted amounts normally reduce your estate tax exemption). That'd be a pretty radical change from how things are done now, where we rely on deemed dispositions and capital gains to tax estates.
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