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Old 07-16-2023, 02:26 PM   #1706
opendoor
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Quote:
Originally Posted by PeteMoss View Post
Look at what happened during the inflation during the 70s and 80s. They would hold/drop interest rates and then inflation would go ramping back up and they would have to start raising rates again.

I'm not even sure if interest rates are doing a ton at this point, but obviously the banks think they are - so you don't just hit the target and start dropping rates and bring inflation back up. You want to get to a stable position.
The difference back then was they were adding about 15% to the money supply every single year, so it didn't really matter what interest rates were. That's the equivalent of the 2020 increase in money supply every single year from 1970 to 1982. When money supply growth is 10-12 points above your GDP growth, you're going to have bad inflation. That's not happening now. Canada's money supply growth since 2021 has been a little over 3% annualized.
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