Quote:
Originally Posted by Old Yeller
I still maintain variable is better in the long-run, but with my current variable rate I'm starting to wonder if that's just a coping method to help me sleep at night.
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If you bought 15 years ago or so saving 1-2% per year for the last 15 years would reduce your mortgage to the point where the additional points you pay now were worth it. IF you put that money into the mortgage or investments. If you bought a car and went to Hawaii then perhaps not.