Quote:
Originally Posted by Buff
This brings up memories of my last job and now I have a question.
I have a crappy car that I use to drive to work. In my previous job if I went to a clients I had to drive my own vehicle. I only got paid mileage if the client was out of town and I rarely went out of town. I didn't have to drive my car too often, maybe once or twice per month, sometimes more.
In this case was I supposed to have my car commerically insured/licensed?
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No, in a situation like that where you are only going to visit clients, you can amend your policy to class 07 (some business use) you would see a small increase in your premium but you should be able to get that back from your employer.
When dealing with private insurance, you generaly only see 4 classes of vehicle use:
Class 01 - Pleasure use only, no commute to work/train station
Class 02 - Pleasure use and a commuting to work no more than 25 km one way
Class 03 - Pleasure use and high commute to work (more than 25 km one way)
Class 07 - Pleasure and business use (visiting clients as an example)
Short commute discounts can sometimes be added to the class 02 depending on your company, I believe it has to be less than 8km one way.