Quote:
Originally Posted by Nikki
He works for a company and it is his own vehicle that has nothing to do with the company. Why is it when he bought a crappy car to drive back and forth to work, he didn't need to insure it as a work car?
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Pretty much just the nature of the vehicle involved. Why would someone buy a truck, a vehicle meant for hauling, towing, attaching machinery to, if they are just commuting to work?
A crappy car, or any car for that matter, is far more likely going to be used for pleasure use or possibly visiting clients. A truck is considered more of a work horse then a car is.