I wish people would stop complaining about pensions. They have a 10% match. If you saved 20% of your money you to can retire on the same timeline as teachers. Their pension is so good because they save a large % of their salary from day 1. They don’t have the option to borrow from retirement to but a house or just cash out rrsps to pay debt or just cut contributing for a few years because they have kids. They are an example of forced savings.
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