Quote:
Originally Posted by calumniate
I'm using an app / service called 'wise', aka wise.com. Right now doing CAD to US. It takes some setup and verification, but there doesn't seem to be many other good options. The rates are transparent and seems best if you just go bank to bank.
Hope this helps
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+1 for Wise. It is the best I have found and a lot of people actually trade FX on it. Its well worth it. I travel a lot for work and am able to keep multiple currencies. I also got their prepaid Visa where I can charge in any country and if I have the local funds it will take it directly from there.
Fees end up being roughly 1% - 1.5% off of the stated FX rate (ie. the rate you would find on the Oanda or BOC) plus a 5 - 25 bps fee for transferring money to and from the account.