To get the max grant it's 2500 a year and I wouldn't do more. If you are not utilizing a TFSA you can put extra in there since it's tax free.
Also if you can't contribute one year you can do the previous if something changes to get your grants.
If the loans are interest fee you can have your kids take out loans and let the money grow a bit more.
Keep in mind the first withdrawal is a max of 5000 for PSE or EAP I forgot which one.
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