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Originally Posted by Slava
It's probably the Canadian Scholarship plans. I think there is another called Heritage Savings and maybe one called Knowledge First? Regardless, it's the actual structure of the plans, and how they are setup.
Primerica is pure insurance (I think), and they don't really get into investing. They had a group of Primerica people who started World Financial Group, but I can't recall ever coming across an RESP there so I don't how they structure those.
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Primerica definitely has RRSP and RESP. I've seen a few instances where they initially refuse to pay out, then conceded to give you back your principal less fees but not the gains and earnings (Oh boy how generous!). Usually it took months and lawyers to get them to relinquish the money.