Quote:
Originally Posted by Johnny199r
I haven't touched my investments. They're close to being back to where they were before the bear market. I have all index based ETFs - ie XUU, XIU, XEQT, 100% equities. Even in downturns, dividends roll in.
People always panic sell for a loss during downturns. It's stupid, but they do it.
Interestingly, GIC rates are pretty good. I had to park 100k that I have in cash for a potential down payment for a house next year. I got close to 5% for a 1-year GIC.
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I’m similar in it’s all in index funds that i don’t look at. I focus on savings rate instead as that is what I control. Definitely lower rates then during Covid as vacations came back but overall hit savings targets for the year.